FAQs
+ WHAT IS THE DIFFERENCE BETWEEN DEBT COUNSELLING, ADMINISTRATION AND LIQUIDATION?




+ WHAT IS A CREDIT BUREAU REPORT AND HOW DO I GET MINE?




+ CAN I APPLY FOR CREDIT WHILE UNDER DEBT REVIEW WITH A DEBT COUNSELLORS?




+ WILL I BE BLACK-LISTED IF I APPLY FOR DEBT REVIEW WITH A DEBT COUNSELLOR?




+ WHAT WILL HAPPEN IF A CREDITOR LENDS THE CONSUMER MONEY WHILE THE CONSUMER IS UNDER DEBT REVIEW




+ WHAT ACCOUNTS CAN BE INCLUDED IN A DEBT REVIEW PROCESS WITH A DEBT COUNSELLOR?




+ WHICH DEBTS ARE EXCLUDED FROM DEBT REVIEW?




+ IS THERE A WAY THAT MY DEBT CAN BE CONSOLIDATED?




+ WHY CAN A GARNISHEE (EMOLUMENT ATTACHMENT ORDER) NOT BE INCLUDED?




+ MUST I CONTINUE TO PAY MY ACCOUNTS?




+ WHAT PROOF WILL I HAVE THAT I AM UNDER DEBT REVIEW?




+ WHEN IS A CONSUMER UNDER DEBT REVIEW?




+ WHAT HAPPENS I RECEIVE A LETTER OF DEMAND?




+ IF A CONSUMER IS NOT OVER-INDEBTED, CAN THEY STILL APPLY FOR DEBT REVIEW?




+ WILL THE CONSUMER STILL BE ABLE TO USE ACCOUNTS AND CREDIT FACILITIES?




+ IF A CONSUMER HAS ADDITIONAL CASH, CAN THE CONSUMER PAY THE CREDITORS DIRECTLY?




+ WHAT IS DEBT COUNSELLING?




+ WHAT IS THE PURPOSE OF A DEBT COUNSELLOR?




+ WHAT HAPPENS IF A CREDIT PROVIDER DOES NOT ACCEPT A REPAYMENT PLAN?




+ WHAT HAPPENS IF A CONSUMER HAS BEEN INCORRECTLY BLACK-LISTED BY A CREDIT PROVIDER? IS THERE A WAY THAT THIS CAN BE CORRECTED?








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